How to Get a Virtual Internship

This is not a great time to be looking for career experience. Industries are suffering, opportunities are scarce and most people are working from home. But if you’re in need of an internship, there are still plenty of options to work virtually – if you know how to sniff them out.
Here’s what you need to know in order to find a virtual internship: where to look, who to talk to, and how to make sure your application stands out from the competition.

Tips for Getting a Virtual Internship

Before you start applying for internships, you need to have the appropriate documents. Here are the most important.

Draft a Resume

Students who don’t already have a resume can find free resume templates through Google Docs and Microsoft Word. These templates have clean designs and are easy to edit.

If you want something more unique, you can buy a template on Etsy. Choose a template that you can easily edit in Microsoft Word or Google Docs. If you’re applying for internships in a creative field like graphic design or advertising, pick a template that has more flair and shows your personality.

When writing your resume, focus on the skills you’ve learned and your accomplishments. If you were a waitress at Waffle House (like I was for a summer), mention how it taught you multitasking and organizational skills.

Create a LinkedIn profile and start connecting with people you know. Ask past employers for recommendations and to endorse you for specific skills like Photoshop or Excel.

Work on a Cover Letter

Some internships will require a cover letter. A cover letter should express the value you’ll bring to the company, like how your interests and skills fit with the organization and why you would be a good addition.

If you’re submitting a cover letter for an online application, make sure to use any keywords mentioned in the job description. Some companies use software that filters out cover letters missing these keywords.

Have a parent or adult mentor look over both your resume and cover letter. They can offer you advice on how to phrase specific ideas and remind you of jobs, awards, and other accomplishments you’ve forgotten about.

Where to Find a Virtual Internship

Once you’ve created a resume and basic cover letter, you can start applying. Here are the best places to find a virtual internship.

Talk to Your College

The first place to look is your college career center. Many large companies have direct relationships with universities and accept a certain number of interns from there every year.

Contact the university career center and ask them about internship opportunities. If you already have a declared major, your department may also have its own career counselor who can help. They may have more personal relationships with hiring managers and internship recruiters.

Sometimes colleges have their own internship and job boards, but it still helps to talk to a counselor directly. They may have more resources and can answer your specific questions.

Even though the pandemic has changed how colleges operate, some are still holding virtual career fairs. You’ll likely have to register in advance and choose a specific time slot, so look into these options as soon as possible.

Make sure to follow up regularly if you don’t hear back from the career counselor. They may be busy, and your emails can get lost in the shuffle. Don’t feel bad about reaching out multiple times- this is part of what you pay for as a student and you’re entitled to their help.

Contact People You Already Know

If you’ve had internships before, contact people from those companies and ask if they need help. It’s much easier to get an internship when you already know the people in charge – especially if you made a good impression during your tenure.

It doesn’t matter if the people you worked with have different jobs now. They may still work in a similar industry and need an intern. Make a list of where you’ve worked and all the people you remember. If you’re having trouble remembering names, go to the company’s LinkedIn page to jog your memory and find their contact information.

After you’ve contacted them, reach out to any professors you know who still have direct ties to the industry. They can forward your information or send you links to opportunities they’ve seen.

Don’t be afraid to contact people at companies where you turned down an internship position. Most people don’t take that personally and may still have positive memories of you – plus, getting a previous internship offer from a company indicates that you’re probably a good fit.

If you’re reaching out to professors you haven’t talked to in a while, remind them what class of theirs you took and include a copy of your resume. This will make it easier for them to forward the email to any prospects.

Take your time when crafting emails to industry contacts. If you write an email with typos and grammar mistakes, your email may be deleted immediately. This is especially true if you’re contacting someone you don’t know. They may receive dozens of emails from students like you and not have time to respond to them all.

Look at Job Sites

If you’ve reached out to your networking contacts with no luck, it’s time to look for a virtual internship on a job site. Job sites should be the last place you look for a virtual internship because it’s harder to stand out among a sea of candidates.

Here are some of the best sites and apps to use:

  • LinkedIn
  • Symplicity App
  • Handshake
  • Indeed
  • Intern from Home
  • Parker Dewey
  • WayUp
  • Internships.com

 

Remember not to discount an internship if there’s no mention that the job will be remote. Some listings may be outdated and not reflect the current situation.

When you apply, check the company’s website and LinkedIn profile to see if you have any personal connections. Having someone in common can help get your application into the right hands.

 

The post How to Get a Virtual Internship appeared first on MintLife Blog.

Source: mint.intuit.com

How Do You Use a Degree That Isn’t Very Specific?

Hello! Enjoy this post from my friend Martin. I know this situation applies to many out there (the possibility of what you or others may believe to be useless degrees), so hopefully this post can help someone out! 

“Why did you waste your time on that degree?”

The most ignorant question in the world. You deserve a smack across the face if you’ve ever asked anyone this. There’s no such thing as a waste of time if you learned a few things and opened your eyes a little. Also, it’s none of your business what someone else studied, unless you of course paid for their full education.

Why would you ask someone this?

The person with the degree doesn’t possess the power to time travel and change things. It’s already too late. They have the degree proudly hanging on the wall. There’s no need to be a ruthless jerk who puts down their friends. The person on the other end will get highly defensive and the argument won’t be pretty.

Why would you ask such an ignorant question?

Sadly, European relatives ask this all of the time. So do friends on Facebook. Most people will ask about why you studied what you did. It’s fairly standard small talk.

 

Do you need to earn a highly targeted degree?

All stats out the window, the answer is no.

You don’t need to do anything. You can’t force yourself to study a topic that you despise for four years of your life. This never ends well. If you do complete your studies and find work in the field, you won’t be happy because you never wanted to do this in the first place.

Can you imagine working in a field that you despise until you’re 65? That’s at least 40 years. That would be one miserable existence.

While I highly suggest that you study a subject that can open up opportunities for you after college, I also realize that not everyone has life figured out in their teens.

When I had to decide what I wanted to study I was 17. Due to my late birthday, I had to figure everything out at this young. I remember choosing a community college because I had no clue of what else to choose. I started at a community college at 17 and somehow managed to survive. I was completely clueless about why I was even there.

You can’t be expected to have your life figured out in your teens. It’s okay if you don’t study the most specific topic.

 

How do you use a degree that’s not in demand?

Well, you don’t have to find a work in your specific field. There’s no rule that states you need to work as a Historian just because you studied history.

You don’t have to find work in the exact field that you studied. You have other options, such as:

  • Totally changing gears. You can pick up a trade or find work in a totally new field. Some of my friends have become bloggers and front line management.
  • Starting your own business. Do you have a business idea in mind?
  • Graduate school. My friend went to graduate school since they had high grades and found work in management.
  • Using your alumni relations connections. Your alumni department could open your eyes.
  • Travel. Have you thought about teaching English abroad?

If your degree isn’t in demand, that’s okay because you can still be in demand. You don’t have to live and die based on your degree. You’re not your degree. You have more to offer this world than the piece of paper that you picked up on stage.

 

Should you feel guilty about having useless degrees?

Nope.

There’s no rule that states you must work in the field that you studied. Most of my friends are in completely unrelated fields. I don’t really know anyone that went to directly find work in their specific field. The only friends that are using their degrees 100% are my friends who became teachers and nurses. Those fields are very specific and you can’t get in without the correct credentials.

Everything else can’t be taught.

Do you think there’s a four year program for bloggers like Michelle? Hell no.

Do you think there’s a program that teaches you how to solve problems? Not really.

Is there a college degree that encourages you to take risks? Nope.

College is a wonderful experience. This is your first taste of the following:

  • Freedom.
  • Responsibilities.
  • Deadlines.
  • Love.
  • Failure.
  • Massive hangovers.
  • Depression.
  • Confusion.

Very little of what you study in college will be used in your real life. I hate to admit this, but I don’t remember anything from the classroom lectures when I look back.

Why did I attend college?

I earned my degree in business so that I could tell people that I got my degree in business. Plus, I was the oldest boy in my family and the first to attend college. Making my parents proud was priceless. Oh, and I didn’t want to get kicked out of the house.

The world’s not going to end because your degree isn’t in the most profitable field. You’re not a failure because you studied something that interested you. It’s your life. You did what you wanted to. If you didn’t study anything specific then that’s okay because you’e not restricted to one field of work. You just need to decide on what you’re going to do next.

Are you using your college degree? Why or why not? Do you have useless college degrees?

 

The above is a post from Martin of Studenomics, where you can read about financial freedom and not have to worry about missing a party. Martin has just launched, Next Round’s On Me, where he helps you with your financial journey in your 20s.

The post How Do You Use a Degree That Isn’t Very Specific? appeared first on Making Sense Of Cents.

Source: makingsenseofcents.com

How to Get Rid of Mice in Your Apartment

Got mice?

If these pesky pests are in your apartment, we’ve got solutions. While it makes good sense to keep them out in the first place, we get it, stuff happens. The number one thing you should do is speak to your leasing office maintenance crew or landlord. Let them know you need pest control right away! Hopefully they will send in a professional company to rid you of the problem.

But you can also be proactive and takes steps to oust the intruders. You should know that mice live in groups. So, when you see one mouse, you probably have five, six or more squatters.

That’s a problem because mice can contaminate food and food preparation surfaces, which can lead to potential health issues.

Leave pesticides to the professionals

You might think that pesticides are the way to go to get rid of mice. But according to the Environmental Protection Agency (EPA), that’s only a good idea if you’re a pro. This is not a DIY project.

Improper use of pesticides could be toxic to both people and pets, and people with compromised immune systems can be especially vulnerable to improper use of pesticides.

Here’s what you can do to rid your home of furry unwanted irritants scurrying across the floor and more.

1. Use traps

If you’re not squeamish interacting with a dead mouse, then try the old-school method. Terminix recommends baiting the trap with peanut butter, bacon, chocolate, dried fruit or oatmeal. Another option is a glue trap.

Or, you can try something more modern. There are actually traps that use high voltage to shock the mouse. It might sound cruel, but since it happens quickly, there’s no suffering. How does it work? The bait station is in the back of the unit. The mouse enters the trap and triggers a sensor. That’s when a high voltage electric current electrocutes the mouse in seconds.

Alternatively, catch-and-release traps are a humane option. When you trap a mouse, you can release it far from where you live.

2. Seal-off floor and wall gaps

mouse hole

If you see an opening where wires and conduits are in your apartment, those could be road maps for vermin. Mice can enter a building or home through the smallest opening or crack.

Plug up even the tiniest holes, even the ones the size of a nickel! Mice commonly move through walls, ceilings, floors and even cabinets.

3. Your in-house mouser superheroes

The furry pet you want in your house just might solve your mouse problem. If they’re up for it. Your cat is your live-in pest control agent. Some dogs can take on the task of de-mousing with vigor, too.

Mice love pet food. So, if you leave it out for your pet, that’s likely where your cat or dog will find the pest, nibbling away on his or her food.

4. All-natural repellents

Here’s a natural way to repel the critters as a preventive measure from the start. There are various mice repellents on the market that contain no chemicals and are also pet-friendly.

Ingredients matter, so look for the ones that have peppermint essential oil or balsam fir oil. These specific fragrances cause mice to find the closest exit. Humane and effective, you can find this option as a spray repellent or in sachet or pouch form.

5. Keep food sealed in the pantry

sealed food

Mice are in search of food. If you have a mouse problem, be sure that your food is safely sealed. Keep it out of the sight or smell of any mouse traipsing through your house. This means investing in airtight food canisters.

If there’s a package that’s ripped or open, remember that annoying mice can squeeze into even the tiniest opening in a bag or box of food.

Don’t do it all yourself

To help keep mice out of your apartment, have a list of what needs to be done to have a mouse-free home. The EPA recommends that you check your plumbing. Cover gaps and seals around sills, sewer lines and other spots they could squeeze into.

Ask the maintenance team in your apartment complex to do the hard stuff. This includes using caulk, knitted copper mesh, steel wool or foam insulation to block access around pipe openings.

{ “@context”: “https://schema.org/”, “@type”: “HowTo”, “image”: “https://www.apartmentguide.com/blog/wp-content/uploads/2020/01/mouse-1140×500.png”, “name”: “How to Get Rid of Mice in Your Apartment”, “Url”: “view-source:https://www.apartmentguide.com/blog/how-to-get-rid-of-mice-in-your-apartment/”, “description”: “Mice are annoying, and they can also be dangerous. They contaminate food and prey on folks with weakened immune systems. Here’s how to get rid of them.”, “totalTime”: “PT60M”, “supply”: [ { “@type”: “HowToSupply”, “name”: “Mouse trap”
},
{ “@type”: “HowToSupply”, “name”: “Peanut Butter”
}, { “@type”: “HowToSupply”, “name”: “All-natural mouse repellent”
}, { “@type”: “HowToSupply”, “name”: “Airtight food cannisters”
}, { “@type”: “HowToSupply”, “name”: “Caulk”
}
], “step”: [{ “@type”: “HowToStep”, “name”: “Use traps”, “image”: “https://www.apartmentguide.com/blog/wp-content/uploads/2020/01/wall_with_vertical_garden.webp”, “url”: “https://www.apartmentguide.com/blog/how-to-get-rid-of-mice-in-your-apartment#step1”, “position”: “1”, “itemListElement” : [
{ “@type”: “HowToDirection”, “position”: “1”, “text”: “If you’re not squeamish interacting with a dead mouse, then try the old-school method. Terminix recommends baiting the trap with peanut butter, bacon, chocolate, dried fruit or oatmeal. Another option is a glue trap.

Or, you can try something more modern. There are actually traps that use high voltage to shock the mouse. It might sound cruel, but since it happens quickly, there’s no suffering. How does it work? The bait station is in the back of the unit. The mouse enters the trap and triggers a sensor. That’s when a high voltage electric current electrocutes the mouse in seconds.

Alternatively, catch-and-release traps are a humane option. When you trap a mouse, you can release it far from where you live.” } ]
}, { “@type”: “HowToStep”, “name”: “Seal off floor and wall traps”, “image”: “https://www.apartmentguide.com/blog/wp-content/uploads/2020/01/mouse_hole.webp”, “url”: “https://www.apartmentguide.com/blog/how-to-get-rid-of-mice-in-your-apartment#step2”, “position”: “2”, “itemListElement” : [
{ “@type”: “HowToDirection”, “position”: “1”, “text”:”If you see an opening where wires and conduits are in your apartment, those could be road maps for vermin. Mice can enter a building or home through the smallest opening or crack. Plug up even the tiniest holes, even the ones the size of a nickel! Mice commonly move through walls, ceilings, floors and even cabinets.” } ]
},
{ “@type”: “HowToStep”, “name”: “Rely on your in-house mouser superheroes”, “image”: “https://www.apartmentguide.com/blog/wp-content/uploads/2020/01/mouse_hole.webp”, “url”: “https://www.apartmentguide.com/blog/how-to-get-rid-of-mice-in-your-apartment#step3”, “position”: “3”, “itemListElement” : [
{ “@type”: “HowToDirection”, “position”: “1”, “text”:”The furry pet you want in your house just might solve your mouse problem. If they’re up for it. Your cat is your live-in pest control agent. Some dogs can take on the task of de-mousing with vigor, too.

Mice love pet food. So, if you leave it out for your pet, that’s likely where your cat or dog will find the pest, nibbling away on his or her food.” } ]
},
{ “@type”: “HowToStep”, “name”: “Use all-natural repellents”, “image”: “https://www.apartmentguide.com/blog/wp-content/uploads/2020/01/mouse-1140×500.png”, “url”: “https://www.apartmentguide.com/blog/how-to-get-rid-of-mice-in-your-apartment#step4”, “position”: “4”, “itemListElement” : [
{ “@type”: “HowToDirection”, “position”: “1”, “text”:”Here’s a natural way to repel the critters as a preventive measure from the start. There are various mice repellents on the market that contain no chemicals and are also pet-friendly. Ingredients matter, so look for the ones that have peppermint essential oil or balsam fir oil. These specific fragrances cause mice to find the closest exit. Humane and effective, you can find this option as a spray repellent or in sachet or pouch form.”
} ]
},
{ “@type”: “HowToStep”, “name”: “Keep food sealed in the pantry”, “image”: “https://www.apartmentguide.com/blog/wp-content/uploads/2020/01/food_containers.webp”, “url”: “https://www.apartmentguide.com/blog/how-to-get-rid-of-mice-in-your-apartment#step5”, “position”: “5”, “itemListElement” : [
{ “@type”: “HowToDirection”, “position”: “1”, “text”:”Mice are in search of food. If you have a mouse problem, be sure that your food is safely sealed. Keep it out of the sight or smell of any mouse traipsing through your house. This means investing in airtight food canisters.

If there’s a package that’s ripped or open, remember that annoying mice can squeeze into even the tiniest opening in a bag or box of food.”
} ]
}] }]}

The post How to Get Rid of Mice in Your Apartment appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

How to Kill Bathroom Mold: 8 Methods to Try

So, it’s happened. You’re in the shower and you spot it — mold. What do you do now? It’s tricky to know how to kill mold in a safe way and make sure it doesn’t come back. Luckily, there are several ways to ensure your apartment is clean and mold-free. Here are multiple ways you can kill mold.

Understanding what causes mold

Before you can kill the mold in your apartment, you have to know what caused it. Mold can occur in a couple of different ways:

  • Lack of or poor ventilation that causes moisture to linger in the air
  • Faulty plumbing like leaking sinks, faucets or drains
  • Damp materials like rugs, towels, wallpaper, grout or drywall that never completely dry

These are the most common ways mold forms in your apartment. Now that you understand the different ways mold can grow, you can identify what caused the mold in your apartment and choose the best tip to prevent and kill it.

How to kill mold in your apartment

It’s recommended that if the affected, moldy area is larger than 10 feet or if you notice mold is growing in your apartment’s insulation, you should call a professional. However, if it’s a small area and the mold is already there, you need to get rid of it.

Here are some mold-prevention tips to make sure mold never inhabits your apartment and living space again.

1. Use or install a bathroom fan

bathroom fan

Use the bathroom’s ventilation fan while you bathe and leave it on for 30 minutes after you get out. If you don’t have a ventilation fan, think about installing one. The fan can help suck the moisture out of the air so it doesn’t linger and lead to a mold infestation.

Another tip on how to kill mold is to keep down the humidity in your home. Fans and dehumidifiers can help improve ventilation in the space, therefore reducing moisture that can cause mold.

2. Organize your bathroom products

shampoo bottles

Yes, organization can actually help keep your space safe and mold-free.

When you leave things like shampoo, body soap and bath toys on the side of the shower without ever removing them, water gets stuck underneath allowing mold to grow. By frequently adjusting their placement and cleaning underneath them weekly, you can reduce the risk of mold growth in your bathroom.

3. Apply tea tree oil

tea tree

Not only does tea tree oil have a nice smell, but it’s also a great way to get rid of and kill bathroom mold. Simply mix one teaspoon of oil and one cup of water. You can either pour the mixed solution into a spray bottle or pour it into a bowl and dip your scrubber into it. Scrub the moldy area with the mix to remove the mold.

Once the area has been cleaned don’t rinse it with water as it’s best to let the mixture sit to prevent future mold from growing. Note, when buying tea tree oil for mold removal, make sure it contains melaleuca alternifolia in the ingredients.

4. Clean with vinegar

vinegar

Vinegar is an effective, non-toxic way to get rid of mold. If you go with this method, here’s how to use it. Pour white vinegar into a spray bottle and make sure to not dilute it with water. Spray the affected area with the vinegar and let it sit for one hour.

If you have windows in the area you’re cleaning, it’s best to leave them open for ventilation. After an hour, use hot water to wipe the area clean. Finally, dry it off completely as mold thrives in damp places.

5. Use baking soda

baking soda

Baking soda is another option if vinegar isn’t for you. Not only does it kill mold but it absorbs moisture. This is a great option if you have pets as it isn’t harmful to animals.

Mix a quarter of a tablespoon into the water and pour it into a spray bottle. Spray the area and scrub the mold away, then rinse the area with hot water. Finally, you can spray the area again and let it dry to prevent future mold.

6. Sanitize with bleach

cleaning with bleach

Bleach is a good way to get rid of mold on nonporous surfaces, however, it’s not recommended to use bleach on surfaces such as wood. Make sure when using bleach that you take all the safety precautions, such as wearing gloves and having proper ventilation. Remember to never mix bleach with any other cleaning solution as it can cause toxic fumes.

The most effective way to use bleach to kill mold is to mix one cup of bleach with a gallon of water. Spray it onto the affected area, let it soak and scrub that nasty mold away. When you’re done, rinse the area down and dry it completely.

7. Scrub with borax

scrubbing with borax

Borax can be found at most grocery stores in the laundry detergent aisle and is a great option to get rid of and kill most molds in your bathroom. Mold Help for You has a great recipe for a borax solution to kill mold that’s easy-to-make and effective.

8. Clean using hydrogen peroxide

hydrogen peroxide

Hydrogen peroxide is easy to find and easy to use to kill mold. All you have to do is spray the area with it and let it sit for 10 minutes, then scrub the area and rinse with hot water.

Getting rid of mold for good

Mold is never a welcome guest in your home or bathroom. But with these cleaning solutions and tips on how to kill bathroom mold, you’ll be prepared and ready to attack and kill next time it strikes.

The post How to Kill Bathroom Mold: 8 Methods to Try appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

Why UGMA/UTMA Accounts Are the Perfect Holiday Gift

If you have a special child in your life, you may be wondering what to put under the tree this year. One long-lasting and truly meaningful way to show the child in your life that you care is by taking a few minutes to set up a UGMA/UTMA account and give them a leg up in life.

The earlier you open a UGMA or UTMA account for a child, the longer your initial gift has to grow, thanks to the magic of compound interest. For example, investing just $5 a day from birth at an 8% return could make that child a millionaire by the age of 50. By setting up a UGMA/UTMA account, you’re really giving your beneficiary a present that grows all year round. Now, that’s a gift they’re sure to remember!

What is a UGMA/UTMA account?

UGMA is an abbreviation for the Uniform Gifts to Minors Act. And UTMA stands for Uniform Transfers to Minors Act. Both UGMA and UTMA accounts are custodial accounts created for the benefit of a minor (or beneficiary).

The money in a UGMA/UTMA account can be used for educational expenses (like college tuition), along with anything that benefits the child – including housing, transportation, technology, and more. On the other hand, 529 plans can only be used for qualified educational expenses, like summer camps, school uniforms, or private school tuition and fees.

 

It’s important to keep in mind that you cannot use UGMA/UTMA funds to provide the child with items that parents or guardians would be reasonably expected to provide, such as food, shelter, and clothing. Another important point is that when you set up a UGMA/UTMA account, the money is irrevocably transferred to the child, meaning it cannot be returned to the donor.

 

Tax advantages of a UGMA/UTMA account

The contributions you make to a UGMA/UTMA account are not tax-deductible in the year that you make the contribution, and they are subject to gift tax limits. The income that you receive each year from the UGMA/UTMA account does have special tax advantages when compared to income that you would get in a traditional investment account, making it a great tax-advantaged option for you to invest in the child you love.

 

Here’s how that works. In 2020, the first $1,100 of investment income earned in a UGMA/UTMA account may be claimed on the custodian’s’ tax return, tax free. The next $1,100 is then taxed at the child’s (usually much lower) tax rate. Any income in excess of those amounts must be claimed at the custodian’s regular tax rate.

A few things to be aware of with UGMA/UTMA accounts

While there’s no doubt that UGMA/UTMA accounts have several advantages and a place in your overall financial portfolio, there are a few things to consider before you open up a UGMA/UTMA account:

 

  • When the child reaches the age of majority (usually 18 or 21, depending on the specifics of the plan), the money is theirs, without restriction.
  • When the UGMA/UTMA funds are released, they are factored into the minor’s assets.
  • The value of these assets will factor into the minor’s financial aid calculations, and may play a big role in determining if they qualify for certain programs, such as SSDI and Medicaid.

Where you can open a UGMA/UTMA account

Many financial services companies and brokerages offer UGMA or UTMA accounts. One option is the Acorns Early program from Acorns. Acorns Early is a UGMA/UTMA account that is included with the Acorns Family plan, which costs $5 / month. Acorns Early takes 5 minutes to set up, and you can add multiple kids at no extra charge. The Acorns Family plan also includes  Acorns Invest, Later, and Spend so you can manage all of the family’s finances, from one easy app.

 

During a time where many of us are laying low this holiday season due to COVID-19, remember that presents don’t just need to be a material possession your loved one unwraps, and then often forgets about. Give the gift of lasting impact through a UGMA/UTMA account.

The post Why UGMA/UTMA Accounts Are the Perfect Holiday Gift appeared first on MintLife Blog.

Source: mint.intuit.com

How To Balance Working And Going To College

5 Tips For Working Students In CollegeMore and more are choosing to attend college and work at the same time.

Whether you are working a part-time or a full-time job, it can be tough to balance both. There are many working students in college who are able to manage both, but there are also many who aren’t able to.

If you don’t balance them both correctly, it may lead to stress, lower grades, low-quality work being produced, and more.

No one wants that and I’m sure you don’t either.

Related: 21 Ways You Can Learn How To Save Money In College

This is supposed to be the time of your life where you are growing and changing, not feeling like you are drowning in everything that is going on around you.

There are ways to get around it and manage both successfully at the same time, though.

I took a full course load each and every semester, worked full-time, and took part in extracurricular activities. It was definitely hard and I won’t lie about that. However, sometimes a person doesn’t have a choice and has to do everything at once or maybe you are choosing to multi-task and you are wanting to better manage your time.

Related post: How I Graduated From College In 2.5 Years With 2 Degrees AND Saved $37,500

Whatever your reason may be, below are my tips for working college students. The tips below are what helped save me!

 

Carefully plan your class and work schedule.

My first tip for working college students is to carefully plan your class and work schedule.

Some students just choose whatever classes are offered. However, it is much wiser to carefully craft your school and work schedule so that everything flows together efficiently with minimal time wasted.

You can do this by researching into what classes are offered when and trying to eliminate any gap that may be in-between each class. Having an hour or two break between each class can quickly add up. Also, if you happen to have time off between classes, then using this time to do your homework and/or study can be a great use of time as well.

Related post: How I’m a Work-Life Balancing Master

 

Eliminate any time that may be wasted.

There are many time sucks that you may encounter each day. A minute here and a minute there may add up to a few hours wasted each day.

The time you save could be used towards earning more money at your job, studying, socializing, or whatever else it is that you need or want to do. For working college students, every minute is important.

There are many ways to eliminate any time wasters including:

  • Cut down on your commute time. If you can find a job near your college campus then you can eliminate a lot of traveling time.
  • Prep your meals ahead of time. If you can bulk make your meals instead of individually making each one, you will be able to save a lot of time.
  • Be aware of how much time you spend on social media and TV. The average person wastes many, many hours on social media and watching TV. Cutting back on this may save you hours each day without you even realizing it.

Related post: 75 Ways To Make Extra Money

 

Separate yourself from distractions.

Working college students experience a lot of distractions.

Noise in the background, such as with a TV that is on or a party your roommate may be throwing, can distract you from what you need to be doing. If you are trying to study or do homework then you should try to find a quiet place to get work done.

You may want to close your bedroom door, hide the remote from yourself (trust me, this works!), go to the library, or something else.

Related: 16 Best Online Jobs For College Students

 

Have a to-do list and a set schedule.

Having a to-do list is extremely helpful for working students in college because you will know exactly what has to be done and by when. You will then have your responsibilities sitting there right in your face so that you will have to face reality.

Plus, I know that when I am stressed it can be easy to forget things, so having a to-do list eliminates any valuable minutes I may waste debating about whether I forgot to do something.

 

Working students in college need to be realistic.

While one person may be able to work like crazy and attend college at the same time, not everyone can do that.

If your grades are dropping, then you may want to analyze whether you should drop your hours at work or school. What is more important to you at this time and for your future?

With the tips above for working students in college, you’ll be able to rock both your job and your college classes at the same time. Don’t forget to fit in time for fun as well. Good luck!

Are you one of the many working college students out there? Why or why not?

 

The post How To Balance Working And Going To College appeared first on Making Sense Of Cents.

Source: makingsenseofcents.com

Does Renters Insurance Cover Storm Damage?

Your apartment comes with precautions like smoke and carbon dioxide detectors and alarm systems. But what about extreme weather events and natural disasters?

Your landlord’s insurance may only cover the building structure. But you’ve done your due diligence and signed up for renters insurance, insurance coverage that protects you and your belongings inside your rental.

But depending on the natural disaster, your policy could not be exhaustive enough and provide you with enough coverage. Sure, a tornado may be included, but not a big flood or landslide.

According to esurance, the average renter owns about $20,000 in personal property. That’s a lot of valuables, many of which are unable to be replaced.

Learn more about what kind of storm damage renters insurance covers — and what it doesn’t — and how to make sure you’re covered. If you’re not sure about your coverage, don’t hesitate to reach out to your insurance agent.

You’re covered for these

Most renters insurance policies cover damage from hail, lighting, windstorms, wildfires and the weight (think ceiling/roof) of ice, snow and sleet.

These perils, as they’re called by the insurance company, are often covered and you may receive a reimbursement to replace your damaged items.

If the wind breaks a window and your living room furniture gets ruined from the hurricane-force winds, you may be covered under your policy.

When speaking to your agent, depending on how bad the storm damage is, make sure that your policy covers alternative housing while repairs are ongoing. Your renters insurance may pay for you to stay at a hotel in the meantime.

You’re not covered for flood damage

Nearly 41 million Americans currently live in flood zones. But renters insurance does not cover flood damage, just water damage caused by appliances.

If there’s a high risk of floods in your area, consider an umbrella flood policy to protect yourself and your belongings. First, use the FEMA Flood Map to identify your area and its risk of flood.

If you need protection, the National Flood Insurance Program, a community program insurance policy, offers access to participating flood insurance providers. Before signing, ask how soon until the policy goes into effect — 30 days is the standard.

The flood policy will help you return your property to pre-flood conditions, according to FEMA.

flooding

Or earth movement

Half of U.S. residents are at risk for damage from an earthquake, according to the United States Geological Survey’s (USGS). Most people think of California and the Pacific Northwest. But there are many spots around the country that exhibit earthquakes with enough magnitude to cause damage. Just last December, scientists recorded a 4.4 earthquake in Tennessee.

Earth movement doesn’t only include earthquakes, but also landslides and volcanic eruption. None of these events are included in your renters insurance coverage.

Depending on your home’s location, you may consider buying an additional policy for earthquake, landslide or earth movement protection. According to USAA, there are grants available in California to discount the price of earthquake insurance.

For landslides, an additional policy is required. It’s based on the property’s slope, house value, closeness to nearby mountains and hills and frequency of landslides. It’s expensive so be sure that your home needs it before pulling the trigger.

Choosing reimbursement

The main issue will be replacing your valuables after the storm damage. When looking for the best policy for you, talk to your agent about the benefit of replacement cost coverage vs. actual cash value coverage.

Depending on your items, one may be better than the other. Replacement reimbursement gives you the value amount for the item as if it was purchased today. The actual cash value is the depreciated value of it before the damage occurred.

How can your property manager help?

After the incident, follow up with your landlord or property manager to confirm the timeline of repairs. If the storm damaged the outside of the structure and deemed your home less than optimal for living, inquire about reimbursement for alternative living costs.

Inventory all damaged belongings once it’s safe to do so after the storm. Let your landlord know that you’re coordinating as well with your renter’s insurance. You’ll be glad that you have an up-to-date policy to help you get back on your feet during this scary time.

The post Does Renters Insurance Cover Storm Damage? appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

How To Clean An Iron To Make It Look Brand New

Cleaning an iron is a household task that’s easy to forget about. However, with all the shirts to press, sheets to smooth and pants to unwrinkle, it’s no wonder our irons get worn out. Giving your iron the TLC it needs can be simple and way cheaper than opting for a newer model.

There are many different ways to clean and shine your iron using some elbow grease and a few items you may already have in your home. Keeping your iron clean is necessary to keep the chore easy and productive, so check out these tips to clean an iron without any fancy cleaning products required.

1. Clean with baking soda

Baking soda is used to clean almost anything, whether it’s your household appliances, fruits and veggies or your iron. You can create a stain-fighting paste using two tablespoons of baking soda mixed with one tablespoon of warm water. Gently rub the paste on a cool iron plate, coating areas that have mineral deposits. Wipe the paste off using a damp cloth.

Pro tip: Avoid getting the paste in the iron’s steam holes. If you manage to get it in there, use a damp cotton dipped in distilled water or a wooden toothpick to clean it out.

2. Clean with sea salt

person filling up water tank in an iron

Believe it or not, using salt to clean your iron can get the job done. Turn your iron on the hottest setting and lay out a brown paper bag or newspaper on your ironing board. Sprinkle a generous amount of salt over the paper bag or newspaper and begin to iron the salty surface. Continue this process until the salt takes away all the dirt on your iron. After this, wipe the salt residue away with a damp cloth.

Pro tip: Iron in circular motions to maximize the amount of dirt you take off.

3. Clean with a towel and vinegar

If your main issue with your iron is corrosion, the towel and vinegar trick will make it look good as new! Soak a towel in vinegar and then set the iron onto the towel with the soleplate facing down. Let the iron sit in the vinegar-soaked towel for 30 minutes before wiping it down.

Pro tip: Place your soaked towel in a bin or other container to avoid vinegar seeping into unwanted areas.

4. Clean an iron’s steam holes

person steaming their iron

A common problem with dirty irons is the steam holes getting clogged. A good indication of some much needed cleaning is when the iron sputters and leaves mineral-filled or rusty water spots on clothing. Mix ½ cup of vinegar and ½ cup of distilled water into the iron’s reservoir and inspect the steam ducts in an upright position.

Use an old toothbrush, wooden toothpick or cotton swab to clear away build-up. Test the iron by heating it up and depressing the steam button until the steam flows out freely. Let the iron cool before pouring out the mixture into the reservoir.

Pro tip: Never use metal to clean the soleplate of your iron as this could scratch or damage it.

5. Clean with nail polish remover

Not only does nail polish remover clear away nail polish, but also the gunk on your iron plate! Heat up your iron and dip a cotton ball into some acetone nail polish remover. Use a heat-protecting glove like an oven mitt and wipe the cotton ball along the surface of the hot iron. This method helps dissolve any unwanted residue on your iron. Let your iron cool and wipe away excess nail polish remover.

Pro tip: Perform this cleaning method outside so that your household doesn’t breathe in the strong chemical fumes.

6. Clean with paracetamol

An unusual yet excellent hack for cleaning your iron (especially with burnt residue) is paracetamol (like Tylenol). In fact, any acetaminophen tablet will do. First, turn your iron on the highest setting. Once the plate is hot, use an oven mitt or other heat-protecting glove to press the pill directly onto the burnt area of your iron. The pill should melt into a gel which then dissolves the burnt spot on your iron. Use a damp cloth to clean the soleplate and repeat if necessary.

Pro tip: Don’t use tweezers or pliers to press the pill onto your hot iron. One slip could result in scratching your iron or burning your fingers!

7. Clean an iron with wax paper

someone holding an iron upright

Similar to the salt trick above, you can use wax paper with coarse salt to clean your iron. Place wax paper on your ironing board or a cutting board and sprinkle about a tablespoon of sea salt over the wax paper. Heat the iron to its highest temperature and iron the salt without applying much pressure. The residue will stick to the salt and your iron will be good as new!

Pro tip: Make sure the steam function is off while you perform this cleaning trick.

8. Clean with toothpaste

Toothpaste not only clears the plaque on your teeth but the muck on your iron as well. All you need to do is smear a small amount of white toothpaste on any affected areas on your iron’s soleplate. Leave the toothpaste there for a few minutes before wiping it away with a clean cloth.

Pro tip: Finish things off by filling your iron’s reservoir with distilled water and setting it down on a towel. Steam your iron leaving in for an additional few minutes to work through.

9. Clean with dryer sheets

Iron assisting with laundry

Dryer sheets have more uses than freshening up your drying clothes. One way to use a dryer sheet you may not have heard of yet is to clean your iron. Simply rub the soleplate with dryer sheets while the iron is on its lowest heat setting. As soon as you feel the dryer sheet get too hot, grab a fresh one. Repeat this process until the iron is clean.

Pro tip: It’s always a good idea to wear a heat-protecting glove or mitt when touching an iron soleplate. You should be fine while in the lowest setting, but be cautious.

10. Clean an iron with ice cubes

If you accidentally left your hot iron near something plastic, you probably have a bit of a mess to deal with. However, melted plastic is easy to get off an iron by using simple items like a big bowl, ice cubes and a plastic knife or spatula. Place your iron in a bowl or pan full of ice to harden the plastic. If your plastic is already hardened, you can skip this step. Now take a plastic knife or spatula and scrape the plastic away, then wipe it down with a damp rag until you feel the iron’s surface to be smooth.

Pro tip: It’s crucial to get plastic off your iron before you use it again, otherwise the plastic will melt into your garments.

How often should I clean my iron?

The answer to this question heavily depends on how often you use your iron. On average, you should make it a habit to clean your iron every other month to remove mineral deposits. If your iron begins to dull or you see any build-up on the soleplate, then you can do a quick cleanse to avoid having to do a deeper clean.

What is the black stuff on my iron?

someone wiping down their iron

Most people notice their iron is dirty when they see “black stuff” on the soleplate. The “black stuff” you see is a result of burn marks, dirt, dust, spray starch and fabric fiber buildup. Additionally, if you leave water inside your iron, it could begin to rust cause rusty spots. It’s important to maintain your iron to avoid it from damaging or ruining your clothing.

Maintaining a clean iron

To maintain a clean iron, there are a few things to consider. First, try using distilled water rather than ordinary tap water in your iron. Tap water contains minerals which over time results in rust and mineral build-up. Another consideration to avoid rust and mineral build-up is to make sure you empty the reservoir and place it in an upright position before storing it in your laundry room.

To keep your iron’s soleplate sleek and shiny, never iron over metal zippers, buttons, snaps or any other decorative item. The plate will last much longer and keep your iron maintenance low. Maintaining an iron may seem low on the to-do list, but it’s a great laundry hack that will save you a lot of time in the long-run.

The post How To Clean An Iron To Make It Look Brand New appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com